Fixed vs. Index Pricing: Which Is Right for You?

When you buy power, you’ll usually pick between fixed or index (variable) pricing. Here’s the simple version:

Fixed Pricing

Index (Variable) Pricing

  • Your rate changes with the market (monthly or even hourly).
  • You can save money when prices are low.
  • Downside: bills can spike without warning.
  • Only makes sense if you can handle the risk.

Hybrid (Mix of Both)

  • Many businesses split: fix part of their usage, leave the rest on index.
  • That way you get some protection but can still benefit if prices fall.

👉 Bottom line:

  • Choose fixed if you want peace of mind and steady bills.
  • Choose index if you can stomach swings and want to chase savings.
  • If you’re not sure, go mostly fixed and test a little on index.

Next: Understanding Your Electricity Bill – what all those charges really mean →

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